Kissht: Instant Personal Loans3.0.3 - Google Play
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Publisher Description
Kissht Quick Personal Loan App to Get Instant Loan Approval & at Lower Interest
Kissht is a trusted digital loan app by 60+ million Indians for Instant personal loans and flexible business loans tailored to their personal and business financial needs. Whether you are salaried or self-employed, Kissht offers both personal loans and business loans to provide immediate financial assistance
Kissht Personal Loan Offerings
● Loan Amount - ₹10,000 to ₹5,00,000
● Interest rates - Starting from 1% per month
● Tenure - 6 to 60 months
● APR Range (Min-Max): 17%–45%*
Why Choose Kissht Digital Lending App
1. Kissht Offers Personal loans for Salaried & Self-Employed Individuals. The loan ranges from ₹5,000 to ₹5,00,000, with 100% digital processing, minimal documentation, Flexible EMI repayment options, and the lowest interest rate among other NBFCs, and instant loan approval in 5 mins with same-day loan disbursal.
✔️ Personal Loan for all use cases:
👉 Personal Loan for Students/ Education Fund
👉 Personal Loan for Medical Emergency or Medical bills
👉 Personal Loan for Debt Consolidation
👉 Personal Loan for Wedding Expenses
👉 Personal Loan for Home Repairs
👉 Personal Loan for Travel
2. Kissht provides tailored business loan designed for entrepreneurs. It offers business loans from ₹5,000 to ₹5,00,000 with 100% Digital KYC, Zero Paperwork, Affordable interest rate with Flexible Tenure Ranges, and Flexible EMI repayment plan
✔️ Business Loan for all use cases:
👉 Business Loan for MSME Owners
👉 Business Loan for Startup Companies
👉 Business Loan for Small Business Owner
👉 Business Loan for E-Commerce startups
👉 Business Loan for Manufacturers
Example of Unsecured Personal Loan
Loan amount (Sanctioned): ₹ 1,25,000.
Tenure: 24 months.
Interest Rate: 33% per annum.
Processing Fee (incl. GST): ₹ 8,850.
Total Interest: ₹ 47,467.
EMI: ₹ 7,184.
APR: 41 %.
Sanctioned Loan amount is ₹ 1,25,000.
Net Disbursed amount is ₹ 1,16,150.
Total loan repayment amount is ₹ 1,72,416.
Total Cost of the Loan = Interest Amount + Processing Fees = ₹47,467 + ₹8,850 = ₹56,317.
We work with RBI-registered NBFCs. These NBFCs are as follows:
-Si Creva Capital Services Pvt Ltd
-MAS Financial Services Ltd
-Northern Arc Capital Ltd.
-Piramal Capital & Housing Finance Ltd.
-SMFG India Credit Co. Ltd.
Steps to apply for Personal Loan & Business Loan?
1. Install Kissht Personal loan app
2. Register with a mobile number
3. Complete 100% digital PAN & KYC process
4. Choose loan amount & tenure
5. Sign online loan agreements from approved NBFCs
6. Provide bank details
7. Request a money transfer to your bank account
Kissht Digital Lending App Features
✔ Instant online loan
✔ 100% Digital process
✔ Flexible EMI Repayment
✔ Low interest rate
✔ Fast loan approval
What Makes Kissht a Unique Digital Loan App?
1. Easy Loan Approval: Get instant loans online with minimal documentation in a fully 100% digital process.
2. Instant Loan Transfer: You can get funds directly disbursed to your bank account.
3. Short Term Loan Amount: 5k, 10k, 15k, 20k, 25k, 30k, 35k, 40k, 45k, 50k Personal Loan
4. Long Term Loan Amount: 1 Lakh, 2 Lakh, 3 Lakh, 4 Lakh, and 5 Lakh Personal Loan
5. Competitive Interest Rates: Enjoy a lower-interest loan with flexible EMI repayment.
Our Commitment to Customer Safety
1. Payment reminders are communicated via registered landline numbers only; we do not use personal or foreign mobile numbers.
2. Payments are collected exclusively through our app or website; we never request payments to personal accounts.
3. Our collection processes adhere to RBI and MeitY guidelines, with all calls monitored to prevent threats or abuse.
4. The Kissht app respects your privacy, does not access your Contacts List, and does not contact your friends or relatives about loan repayments.
Contact Us:
1. Write to care@kissht.com OR call our customer care number on 08044745884 / 08062816309.
2. Share with us a screenshot or recording of the message or call.
Address:
10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai - 400070
About Kissht: Instant Personal Loans
The company that develops Kissht: Instant Personal Loans is OnEMI Technology Solutions Limited.. The latest version released by its developer is 3.0.3.
To install Kissht: Instant Personal Loans on your Android device, just click the green Continue To App button above to start the installation process. The app is listed on our website since 2026-10-14 and was downloaded 0 times. We have already checked if the download link is safe, however for your own protection we recommend that you scan the downloaded app with your antivirus. Your antivirus may detect the Kissht: Instant Personal Loans as malware as malware if the download link to com.fastbanking is broken.
How to install Kissht: Instant Personal Loans on your Android device:
- Click on the Continue To App button on our website. This will redirect you to Google Play.
- Once the Kissht: Instant Personal Loans is shown in the Google Play listing of your Android device, you can start its download and installation. Tap on the Install button located below the search bar and to the right of the app icon.
- A pop-up window with the permissions required by Kissht: Instant Personal Loans will be shown. Click on Accept to continue the process.
- Kissht: Instant Personal Loans will be downloaded onto your device, displaying a progress. Once the download completes, the installation will start and you'll get a notification after the installation is finished.
Program Details
System requirements
Download information
Pricing
Version History
version 3.0.3
posted on 2026-10-14
• Get your loan approved in just 5 minutes
• Faster applications with instant approvals
• Enjoy a simpler, more intuitive app experience
• Smoother, more seamless performance across the app
• Fresh new look for the Kissht Personal Loan App
version 3.0.3
posted on 2026-10-14
• Get your loan approved in just 5 minutes
• Faster applications with instant approvals
• Enjoy a simpler, more intuitive app experience
• Smoother, more seamless performance across the app
• Fresh new look for the Kissht Personal Loan App
version
posted on 2026-05-11
version 2.6.1
posted on 2026-01-14
1. Minor bug fixes and under the hood improvements
version 2.1.1
posted on 2021-09-22
Bug fixes and under-the-hood improvements
version 2.1.0
posted on 2021-07-10
New Group loan product launch, Bug fixes and Performance improvements
version 2.0.1
posted on 2021-01-22
Minor fixes and updates.
Changes to the permissions model to use fewer permissions too.
version 1.9.3
posted on 2021-01-06
A small update for you, a big jump for app performance.
Bug fixes and under-the-hood improvements
version 1.8.8
posted on 2020-09-23
Bug fixes and User Experience improvements
version 148
posted on 2019-11-22
Minor Bug fixes
Disclaimer
Official Google Play Link
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